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Auto Financing & Car Loan -- Start the Process Below --

Edmonton Area Car Loans - St. Albert Dodge Chrysler Ltd.

The St. Albert Dodge Chrysler Ltd. auto finance center works with many area lending sources to offer customized auto loans and lease plans. This means we are able to provide you with a great low rate on your new or used car loan in the Edmonton region even if you have less than perfect credit.

If you're thinking about getting a new Dodge, Jeep, Chrysler, RAM or a used car, come down to St. Albert Dodge Chrysler Ltd. at 184 St. Albert Road. We'll get you the vehicle you want, at a great price, and smoothly guide you through the financing process.




If you would like to start the process of getting a car loan in the Edmonton region right away, we suggest you start by understanding your budgeting options. You can find your estimated monthly auto loan payments by using our online payment estimator; and you can start the process of applying for financing with our secure online finance application.

If you prefer to talk to someone in person about financing a New or Used vehicle, please call  1 (780) 458-8660 and ask for Melanie or Jennifer.

Our Quick Form below will only send your contact information to our financing department.  If you would prefer to fill out our entire finance application form, please click here.

***Please note that the following application information is sent as encrypted data and never as clear text.***

Start the Finance Application process below

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Contact Information

St. Albert Dodge Chrysler Jeep Ram

184 St. Albert Road

St Albert, AB T8N0P7
sales Sales:
1 (877) 429-8608
service Service:
(888) 860-9818
parts Parts:
(888) 831-9672

Finance FAQ

Check out our online finance FAQ section for important information regarding car lease and loan characteristics.

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Tip!

Loan payments contribute to the eventual ownership of a vehicle, while lease payments apply only to the short-term use of a car.

Tip!

Owning a lease vehicle is possible if purchased outright after the lease period ends.

A typical lease period runs between 24 and 48 months.

Tip!

Three important factors - adjusted capitalized cost, residual value and the money factor - determine the monthly rate of a lease.

Tip!

Closed-end leases set a fixed residual buy price at the beginning of the term, while open-end deals base the final buy price on a vehicle's actual market value at the end of a lease.

Tip!

Pay more money down initially to reduce monthly loan payments. Otherwise, a typical down payment ranges between 10 to 20 percent of the total cost.

Tip!

Many used vehicles require down payments of at least 20 percent and include interest rates between 9 to 10 percent.

Tip!

Lease agreements usually limit kilometres from 12,000 to 15,000 kilometres annually. Beyond these figures, fees in the range of $0.10 to $0.25 per kilometer begin to accumulate.

If you plan on customizing your vehicle, you need to finance with a loan. Leased vehicles must be returned under factory specification.